Money transfers using UPI or net banking have become extremely simple. UPI allows you to send money to anyone's account or mobile number in millions of seconds. Furthermore, this service is completely free. Occasionally it happens that money goes to someone's wrong account at the time of the UPI transaction. RBI has recently prepared a guideline in this matter. Under this, you can get your money back within 3 days.
Yes, it is possible but a bit difficult. Get your money back within 3 days in Two Ways. Sometimes money gets transferred to the wrong account. RBI has issued a guideline on this. What should you do if you have Mistakenly Sent Money to the Wrong Account through UPI or Net Banking?
In this method, there are two steps process. You get 99% your money reverse within 3 days. ✓ Call the UPI helpline or complaint number and report your transaction. UPI wallet like : Phone Pay, Gpay, Paytm, Amazon and others.
✓ Visit your bank and write an application asking them to reverse an accidental transaction.
Download Wrong Transaction Complaint Letter To Bank
BHIM Helpline : 18001201740
✓ Use the second method if that first method doesn’t work, visit the RBI Banking Ombudsman website and repeat the complaint. You’ll get your money back in most instances! www.bankingombudsman.rbi.org.in ✓ Complaint on email ID and write all your wrong transaction complete 'details. Mail ID : crpc@rbi.org.in
The message received on the smartphone after doing UPI or net banking. Save it and keep it. Never delete it. This message contains the PPBL number. This number is required to get money refund. RBI has said in its guideline that if you have transferred money to someone's account by mistake, then you can complain at bankingombudsman.rbi.org.in. Along with this, a letter will also have to be written and given in the bank. In this, you will have to give the account number, name, full details of the account in which the money was transferred.
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